All it takes is opening the newspaper to see that the real news on any page regards money. As businesses are trying to maximize profits, nations are trying to avoid debt crises, and individuals are seeking loans for their personal needs and investments, the world of finance surrounds all of us. When asked, most individuals would give themselves a rather poor rating when it comes to understanding their personal finances. Even businesses that have fantastic products might falter due to less-than-stellar control over their finances. When you earn your Associate's Degree in finance, you join an elite crowd, a rare and elevated group of people who have the knowledge of finance that most others don't. And in a world where knowledge means power, the more knowledge of money you have, the more power you have to make decisions for yourself and for others that lead to success, even in these challenging financial times.
Since finances touch nearly every area of our lives, there is enormous potential for anyone who obtains an intimate understanding of financial concepts. Especially today, in a world where there is growing concern over international financial management, and when every individual and every company needs to be as smart as they can with every dollar, those with finance degrees have an advantage over those who don't. They say that a good life comes from good decisions, and good decisions come from good knowledge. Well, an Associate's Degree in finance provides an excellent set of knowledge which makes obtaining a financially success future well within your grasp.
Some of the more common jobs sought after by talented financial experts include working at different levels of a company. A financial officer, for example, manages the operations of banks, credit unions, and the financial aspects of certain companies. Similarly, a financial analyst helps assess a company's current financial situation and the direct it will need to go in the future. Both of these serve businesses. If you're looking to get hired to serve people on a more personal, individual basis, then you might look toward becoming a loan officer in a bank where you assess individuals' specific monetary situation and requests. Finally, a financial planner offers an array of services that help individuals or families appropriately plan and allocate funds to survive and prosper in a tumultuous economic environment.
These are a few of the more commonly expected avenues for those with a finance education to pursue. An Associate's Degree provides you with the essential skills needed for getting involved with a company. Some of the best education you'll receive is on-the-job, and degree programs can link you up with the resources needed to get you the real world, practical application experience that brings you to a lasting level of understanding. A simple accounting degree furnishes individuals with only a certain specialized type of knowledge applicable normally within an individual institution. A finance education trains you to make critical decisions based on interpreting data, working on a team, and applying the latest information regarding laws, ethics, collaboration, problem solving, and statistical analysis.
Of course, one of the best and most personal benefits of a financial education is that individuals can learn about how to handle their own personal finances. This means that, while your career is helping you achieve a company's goals, you simultaneously will be empowered to pursue your own financial goals as well. And if good knowledge leads to good decision making, then having an Associate's Degree in finance will equip you to make superior decisions for both your employment and your personal wellbeing. So don't delay this decision any longer, but make a great decision and begin pursuing your Associate's Degree in this incredibly essential field.
For your Associate’s degree in finance it is recommended that you take courses that will challenge you and give you a well-rounded education for a future career in finance.
- Financial Accounting
- Money and Investments
- Organizational Behaviors
- Managerial Accounting
- Investment Principles
- Introduction to Finance
- Business Law and Ethics
- Financial Analysis
Any career you have in finance you’ll need to be in tune with financial markets, help maintain the financial integrity of the company you are working for and even use financial analysis and risk management techniques to better prepare the company.
Financial Accountants – Part of your Bachelor’s degree was the study of accounting both financial and managerial. Financial accountants should earn their CPA to become an accountant. Others that choose not to earn their CPA can work in accounting departments as accounts payable, receivable or in management.
Investment or Stock Broker – As an investment broker you’ll handle accounts for individuals looking for ways to grow their money. Stock brokers work for all different kinds of companies but handle daily transactions for clients and or their firm.
Banker – You can work in a bank as a teller, account manager, banker or branch out into the loan department and handle personal, commercial and even home loans.
Financial Analysis – Learn to use financial statements and available data to better provide informed recommendations to the company you are working for regarding their financial status.
Risk Manager – As a risk manager you will help limit damages and legal liability for a company. Risk managers work with costs including overhead as well as review things like sales growth and competition to inform management regarding the stability of their company.